Would be easier most of the time with the right tool but sometimes you just make do with what you have, when pulling off the steering wheel, loosen the bolt holding it in but don't take it completely off, then just try pulling it straight out. if that doesn't work try tapping on the steering wheel or stud with a rubber mallet. should come off after that. again, don't take the nut completely off cause you might just end up smacking yourself in the face pretty damn hard when you pull of the wheel.